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Rundown: The Affordable Care Act

July 29, 2013
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How one carwash owner is dealing with the ACA

Autobell Car Wash Owner Carl Howard attended a forum on the Affordable Care Act. Autobell employs about 2,000 full and part-time employees. Howard estimates only 18 percent of those employees are full-time. And while Autobell does already offer health insurance to their employees, the Affordable Care Act mandate will change the system they have in place. Autobell presently considers full-time employees those who work 35 hours a week or more; under the Affordable Healthcare Act rules that changes to 30.

“The first couple of years I don’t think it will impact us too much, other than that we are going to have to add some people that we didn’t have before,” Howard said. “… As we go along it’s going to be difficult for anyone in business to provide cover and avoid all the [fines].”

Howard also spoke to the 9.5 percent figure saying if an employee had an event in his area (Autobell is headquartered in Charlotte, North Carolina) they would definitely cross that threshold.

The average age of an Autobell employee is about 22-years-old, which makes them eligible to stay on their parents’ insurance plan for another five years. But Howard thinks many families will deem it cheaper to move their employed children onto the employer.  

All in all Howard believes Autobell is as ready as they can be although, he says, there are much more questions than answers.

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