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YESpay International, a payment gateway, has launched a free consumer mobile and web wallet service that in the future will support NFC (near field communication) based payments, once NFC smartphones become widely available. YESpay-Wallet for BlackBerry, iPhone and Android smartphones will be available shortly. YESpay-Wallet supports retail couponing, loyalty and location-based mobile advertising and marketing services, many of which will use NFC. Standard Visa/MasterCard Payment applications are also supported via the wallet.