Insuring all operations
In order to be properly protected by your insurance, you will want to be sure your agent is aware of all operations that you are involved in. A few examples of the type of things you'll want to discuss with your broker include:
- Do you rent your tools or equipment to others or allow someone to occupy one of your bays to operate their own business? If so, you will need to have protection for their use or occupancy.
- Do you offer pick-up and delivery of automobiles for your customers?
- Do you have a retail or wholesale business on premises or off premises of products for use by others?
- Does anyone else use your business name? Are you part of a franchise?
Scott Brothers is president & CEO of Joplin, Missouri-based The Insurancenter. Serving the carwash industry for over 25 years, The Insurancenter is the largest writer of carwash insurance nationwide.